Fundbox, the leading provider of embedded capital infrastructure for the small business economy, today announced its expansion into Australia, bringing its proven technology, underwriting, and capital capabilities to platforms serving Australian SMBs. As part of its entry into the region, Fundbox is powering the launch of digital-first capital tools for platforms like Stripe to help Australian businesses access fast, seamless financing.

As part of its international expansion, Fundbox has raised a warehouse facility that can be upsized to $AU100m from funds managed by MA Financial Group. This facility further supports Fundbox’s ability to deliver fast, integrated working-capital solutions and contributes to the company’s more than $US2b in annual global funding capacity.

Guy Kaufman, Executive Director in MA Financial’s Global Credit Solutions team said, “We are excited to partner with Fundbox on this milestone transaction, supporting its expansion into Australia through a bespoke asset-backed lending facility. Fundbox has developed a differentiated and scalable platform, and we look forward to supporting the firm’s growth in the Australian market.”

With a fully white-labeled, plug-and-play integration, Fundbox enables platforms in Australia to offer embedded financing without building a capital stack from scratch, helping them support their users. Designed for platforms, Fundbox goes beyond traditional bank and alternative lending models to deliver a faster, more seamless financing experience.

Since 2013, Fundbox has pioneered embedded capital in the United States, enabling more than 170,000 small businesses to access over $6 billion in financing. Its arrival in Australia brings that scale, expertise, and infrastructure to a new market where SMBs form the backbone of the economy.

“Expanding into Australia marks a major milestone in our mission to embed capital into the platforms that power the global SMB economy,” said Prashant Fuloria, CEO at Fundbox. “SMB platforms – including payment providers, vertical SaaS companies, neobanks, and commerce marketplaces – can now launch embedded capital products in Australia quickly, compliantly, and with confidence.”