Private Credit

MA Sustainable Future Fund

A growth capital fund that provides investors access to a diversified portfolio of secured corporate loans to established growth-stage companies which support a sustainable future planet and society. The Fund targets a quarterly cash distribution above 8% p.a. and an IRR above 13% p.a.¹

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Attractive cash yield with a focus on capital preservation

The Fund has delivered an 11% annual distribution yield since inception1 

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Potential upside participation in innovative growth companies

The Fund has delivered a 13% annualised return since inception1 

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Support a sustainable future planet and society

The Manager applies a clear sustainability framework built upon best-practice guidance

Fund overview

The Fund invests in a diversified portfolio of secured loans to established growth-stage companies (Growth Credit) which support a more sustainable future planet and society. 

In addition to fixed returns through interest-bearing loans, the Fund will seek equity-like upside participation through additional warrants and/or other conversion rights.  

10% of Performance Fees earned by MA Financial will be donated to further support the United Nations Sustainable Development Goals (UNSDGs), specifically those targeting the alleviation of global poverty and hunger. 

The Fund is underpinned by a 5% co-investment by MA Financial and its staff up to $5 million, aligning interests with investors. 

Our approach to sustainability

The Fund aims to support a more sustainable future planet and society by investing in businesses where commercial success creates and multiplies a positive sustainability impact, as measured against one or more of the UNSDGs.

The sustainability objectives of the Fund are built on four pillars of sustainability:

  • No Harm
  • Positive Impact
  • Drive organisational ESG awareness
  • Facilitate organisational alignment with ESG principles.

Donations

The Fund donates 10% of performance fees to initiatives that address some of the most pressing global challenges with a focus on UNSDG #1 (poverty alleviation) and UNSDG #2 (ending global hunger).

We have identified the Centre for Agriculture and Bioscience International (CABI) and the Consultative Group on International Agricultural Research (CGIAR) as two well respected organisations with global reach and delivery which directly target these Goals, and where the Fund’s contribution will have a multiplier effect in third world countries.

Learn more about CABI

Learn more about CGIAR

Fund video

Watch this short video to hear Portfolio Manager, Jaron Yuen, introduce the Fund and outline how Growth Credit strategies differ to traditional credit. 

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Fund facts

Target Return

Above 13% IRR p.a.1

Target distribution yield

Above 8% p.a. payable quarterly in cash or reinvested as part of the Distribution Reinvestment Plan

Minimum initial investment

$100,000

Eligibility

Wholesale investors

Distribution frequency

Quarterly

Unit Pricing Frequency

Monthly

Liquidity

Quarterly redemption commencing October 20243

Management fees

1.0% of NAV

Performance fee

20.0% p.a. of performance above a cumulative return hurdle of 8% p.a.

Platform availability

HUB24, Mason Stevens, Netwealth (IDPS), Powerwrap

Sustainability framework

Investments contribute to a sustainable future planet and society as measured against UNSDGs

Donations

10% of performance fees donated towards causes that support UNSDGs

Private credit insights

Private Credit Investment Series

Through a series of four insights our Head of Credit Investments and Lending, Frank Danieli, introduces private credit, exploring the wide range of opportunities now available for Australian investors.

Learn more

MA Financial on Ausbiz

Watch us regularly on Ausbiz engaging in wide-ranging discussions on credit markets. 

Learn more

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Let’s talk

For more information and to arrange a discussion, please contact us.

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Disclaimers

1. The Fund inception date is 1 October 2022. Annualised return since inception as at 31 March 2024. Net of fees and costs. The annualised return calculation includes one cycle of audited accounts as at 30 June 2023 and unaudited management accounts for the period 1 July 2023 to 31 March 2024. Past performance is not a reliable indicator of future financial performance and all investments carry risk. Refer to the Fund's Information Memorandum for further information on target returns, potential risks and Fund details.

2. Net of fees and costs. Target returns are before tax.

3. Refer to the Fund’s Information Memorandum for further information regarding the liquidity features.

MA Asset Management Ltd (ACN 142 008 535) (AFSL 427515) is the trustee (Trustee) of the MA Sustainable Future Fund (Fund) and has appointed MA Investment Management Pty Ltd ACN 621 552 896 as investment manager of the Fund (Manager).

The Trustee has prepared this material for wholesale investors as defined under section 761G of the Corporations Act 2001 (Cth). While every effort has been made to ensure that the information in this material is accurate, its accuracy, reliability or completeness is not guaranteed. Statements contained in this material that are not historical facts are based on current expectations, estimates, projections, opinions and beliefs of the Trustee. Such statements involve known and unknown risks, uncertainties and other factors, and undue reliance should not be placed thereon. Further, the views expressed in this material, which are subject to change, are solely the views of the Trustee. These views may not necessarily reflect the views of any other MA Financial Group entity. While reasonable care has been taken preparing this material, and all information provided in this material has been provided in good faith and has been obtained or derived from sources believed to be reliable, neither the Trustee nor any of its affiliates, nor any of their respective officers, employees, advisors or agents makes or gives any representation, warranty or guarantee, whether expressed or implied, that the information contained in this material has been audited or independently verified, or is complete, accurate or reliable, or accepts any responsibility arising in any way (including by reason of negligence) for errors or omissions. Opinions contained herein may be subject to change without notice and do not constitute investment advice or recommendation.

Past performance is not an indicator of future financial performance. This material does not take into account an investor’s investment objectives, particular needs or financial situation and does not constitute financial advice. Investors should read the Information Memorandum applicable for the Fund before making any investment decisions and consider obtaining professional investment advice tailored to their specific circumstances before making any investment decision. Any investment in the Fund will be solely on the basis of the Information Memorandum (as updated and amended from time to time). The Trustee nor any of its related body corporates, guarantee the performance or any rate of return of the Fund. To the extent permitted by law, no warranties, representations or guarantees are given and all loss or damage as a result of this information is expressly excluded.

This material may not be reproduced or disclosed, in whole or in part without the prior written consent of the Trustee. Offers of interests in the Fund are contained in the Information Memorandum which is available by contacting the MA Client Service Team at MAclientservices@mafinancial.com or on +61 2 8288 5594.

© Copyright 2024 MA Financial Group. All rights reserved. The MA and MA Financial Group logos are registered trademarks of MAFG Operations Pty Ltd. We invest. We lend. We advise.’ is a trademark of MAFG Operations Pty Ltd. Assets Under Management (AUM) current as at 31 March 2024 and Managed loans current as at 29 February 2024. All other facts and figures current as at 31 December 2023.
This webpage is provided by MA Financial Group Limited (ACN 142 008 428) on behalf of MA Financial Group Limited and its related bodies corporate (referred collectively as MAF) for informational purposes only and is not a solicitation of any offer to buy or sell any security or other financial instrument or to participate in any trading strategy. Before acting on any information contained on this webpage, you should consider the appropriateness of the information having regard to your particular objectives, financial situation and needs and seek professional advice. Refer to the terms of use for further information.
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