Private Credit
MA Secured Loan Series
Our flagship real estate credit fund. Provides exposure to a diversified loan portfolio secured by registered first mortgages over Australian real estate, seeking to preserve capital and deliver monthly income of the RBA Cash Rate + 4.25%-6.75% p.a. over a 12-month rolling period (current target 8.60%-11.10% p.a.).¹
Across property type, region and size with no loan greater than 20% of total portfolio.
Distributions paid monthly.2
A target average loan-to-value ratio of: 45% (Class A), and 70% (Class B).
Fund overview
The Fund is actively managed by a team of investment professionals with specialist expertise in analysing real estate opportunities and loan portfolios.
The team seek to build a high-quality portfolio of loans centred around diversified investments that are short in duration with a target weighted average of 12 months, (maximum 36 months), and low-to-moderate target loan-to-value ratios.
The Fund invests only in registered first mortgages helping to preserve capital and ensure the interests of investors ranks ahead of any other interest in the real estate security.
Fund video
Watch this short video to hear Portfolio Manager, Drew Bowie, introduce the Fund, provide an overview of the real estate credit market and outline some of the advantages of investing in the asset class.
Fund facts
Target return, Class A
RBA Cash Rate + 4.25% p.a. over a 12-month rolling period1
Target return, Class B
RBA Cash Rate + 6.75% p.a. over a 12-month rolling period1
Minimum initial investment
$100,000
Eligibility
Wholesale investors
Distribution frequency
Monthly
Distribution Reinvestment Plan (DRP)
Available. Download the DRP booklet for more information
Unit price
$1.0 (as at 30 September 2024)
Management fee
0.85% p.a. of the Fund’s Net Asset Value (NAV)3
Platform availability
BT Panorama, BT Wrap, CFS Edge, CFS FirstWrap, Dash, HUB24, Macquarie Wrap, Mason Stevens, Netwealth, Powerwrap, Praemium
APIR, Class A
MAA7333AU
APIR, Class B
MAA5944AU
Researcher ratings
'Recommended' rating⁴
2024 Hedge Funds Rock award winner
2023 Hedge Funds Rock award winner
Private credit insights
Private Credit Investment Series
Through a series of four insights our Head of Credit Investments and Lending, Frank Danieli, introduces private credit, exploring the wide range of opportunities now available for Australian investors.
Real Estate Credit Investment Series
Through a series of three insight pieces, our Head of Real Estate Credit, Drew Bowie, introduces real estate credit exploring its fundamental attributes and advantages.
MA Financial on Ausbiz
Watch us regularly on Ausbiz engaging in wide-ranging discussions on credit markets.
For more information and to arrange a discussion, please contact us.
1. Depending on investment class. Net of fees and costs but before tax. Refer to the Fund’s Information Memorandum for further information on target returns and Fund details. Current target return as at 1 November 2024.
2. Subject to the distributable income of the Fund and the Trustee’s discretion.
3. Payable monthly out of the assets of the Fund to the Manager.
4. The rating issued for MAA5944AU 11/2024 is published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445 (Lonsec). Ratings are general advice only, and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and Lonsec assumes no obligation to update. Lonsec uses objective criteria and receives a fee from the Fund Manager. Visit lonsec.com.au for ratings information and to access the full report. © 2024 Lonsec. All rights reserved.
MA Asset Management Ltd (ACN 142 008 535) (AFSL 427515) is the trustee (Trustee) of the MA Secured Loan Series (Fund) and has appointed MA Investment Management Pty Ltd ACN 621 552 896 as investment manager of the Fund (Manager).
The Trustee has prepared this material for wholesale investors as defined under section 761G of the Corporations Act 2001 (Cth). While every effort has been made to ensure that the information in this material is accurate, its accuracy, reliability or completeness is not guaranteed. Statements contained in this material that are not historical facts are based on current expectations, estimates, projections, opinions and beliefs of the Trustee. Such statements involve known and unknown risks, uncertainties and other factors, and undue reliance should not be placed thereon. Further, the views expressed in this material, which are subject to change, are solely the views of the Trustee. These views may not necessarily reflect the views of any other MA Financial Group entity. While reasonable care has been taken preparing this material, and all information provided in this material has been provided in good faith and has been obtained or derived from sources believed to be reliable, neither the Trustee nor any of its affiliates, nor any of their respective officers, employees, advisors or agents makes or gives any representation, warranty or guarantee, whether expressed or implied, that the information contained in this material has been audited or independently verified, or is complete, accurate or reliable, or accepts any responsibility arising in any way (including by reason of negligence) for errors or omissions. Opinions contained herein may be subject to change without notice and do not constitute investment advice or recommendation.
Past performance is not an indicator of future financial performance. This material does not take into account an investor’s investment objectives, particular needs or financial situation and does not constitute financial advice. Investors should read the Information Memorandum applicable for the Fund before making any investment decisions and consider obtaining professional investment advice tailored to their specific circumstances before making any investment decision. Any investment in the Fund will be solely on the basis of the Information Memorandum (as updated and amended from time to time). The Trustee nor any of its related body corporates, guarantee the performance or any rate of return of the Fund. To the extent permitted by law, no warranties, representations or guarantees are given and all loss or damage as a result of this information is expressly excluded.
This material is being issued on a confidential basis and no part of this material may be reproduced or disclosed, in whole or in part without the prior written consent of the Trustee. Offers of interests in the Fund are contained in the Information Memorandum which is available by contacting the MA Client Service Team at MAclientservices@mafinancial.com or on +61 2 8288 5594.
