Richard is a Managing Director at MA Financial Group.
Richard helps manage and grow the Real Estate Asset Management business which includes sourcing appropriate fund investments and investment capital, both institutional and high net worth and the establishment and investment management of real estate funds and assets.
Richard was a founding Director of Armada Funds Management for 11 years focusing on Australian investment grade assets for both institutional and high net worth clients, undertaking in excess of $1bn of transactions. Armada was acquired by MA Financial Group in June 2017.
Richard has extensive experience in both property and capital markets.
Richard was previously an investment advisor and portfolio manager at Lend Lease Corporation Limited including providing portfolio management, product design, and advice to the company’s funds on appropriate investment, allocation and diversification strategies across all asset classes
Richard is a qualified actuary and holds a Masters of Economics in Actuarial Studies and a Graduate Diploma in Applied Finance and Investment.
Real estate has proved to be one of the most resilient and best risk adjusted performing investment classes in Australia since the early 1900’s. Managing Director, Richard Germain, explores the strong underlying trends making retail property in particular an attractive investment.
The spread between yields for sub-regional retail shopping centres and the 10-year bond yield is at or close to multi-decade highs.
Managing Director and Fund Portfolio Manager, Richard Germain, explains why we believe current yields reflect dislocation in pricing and why now may be the time to buy retail.