Terms of Use

Terms of Use

Acknowledgement and Acceptance of Terms of Use

These Terms apply to www.mafinancial.com as well as any other affiliated sites, digital services, or applications on which a link to these Term appears (collectively, the "Website") and apply to all visitors. These Terms and any other terms that appear on the page from which you were directed to these Terms govern your use of the Website. By accessing the Website, you agree to be legally bound by the Terms then in effect.

These Terms as well as the information and materials contained in the Website are subject to change, without notice. MA Financial Limited and its wholly-owned subsidiaries ("MA Financial") may add features to or remove features from the Website in its sole discretion. Continued access to the Website following any modification in these Terms will constitute your acceptance of the Terms as modified.

By using the Website, you confirm that you accept these Terms and agree to comply with them. If you do not agree to be bound by these Terms, do not use the Website.

Services and Products

The Website and information included has been prepared without taking into account your personal objectives, financial situation or needs. Before making any investment decision in relation to any financial product referenced on the Website you should consider obtaining professional investment advice that takes into account your personal circumstances. Products and services displayed on the Website may not be eligible for sale or available to residents of certain countries or certain categories of investors. Please consult the applicable terms and conditions in the Information Memorandum or Product Disclosure Statement, as applicable, for further information.

Unless expressly stated otherwise the information on the Website does not constitute an offer or inducement to enter a legally binding contract and does not form part of the terms and conditions for any products and services. No information on the Website, or any document accessible from the Website should be construed as investment advice or relied upon in making an investment decision. Information on the Website does not constitute an offer or an invitation in any jurisdiction where, or to any person to whom, it would be unlawful to make such an offer or invitation.


MA Financial does not guarantee repayment of capital or any particular rate of return from any product. Past performance is not a reliable indicator of future performance.

No Warranty

The Website is provided on an “as is” and “as available” basis, and MA Financial make no representations or warranties, express or implied, regarding the operation or availability of the Website. The content on the Website is provided for general information only. It is not intended to amount to advice on which you should rely.

MA Financial makes reasonable efforts to update the information on the Website, however no member of MA Financial makes any representation, warranty or guarantee, whether express or implied, that the content on the Website is accurate, complete or up-to-date. All opinions and estimates included on the Website are provided as at the Website creation date and are subject to change without notice. 

Links to Other Sites

Where the Website contains links to other sites (including banner advertisements and sponsored links) and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by MA Financial of those linked websites or information you may obtain from them. MA Financial has no control over the contents of those sites or resources, and you access third party websites entirely at your own risk and subject to the terms and conditions of use for those websites.

Limitation of Liability

To the maximum extent permitted by law, neither MA Financial nor its affiliates nor any other person will be liable for any direct or indirect loss, cost, expense, claim or damage of any kind and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, resulting from or in connection with the Website, any information contained herein or any links to third party websites. Where our liability cannot be excluded, we limit our liability to the fullest extent permitted by the Australian Consumer Law.

MA Financial does not guarantee that the Website will be secure or free from bugs or viruses or any other type of malicious code or software. You are responsible for configuring your technology to access the Website Site and should use your own antivirus software.

Privacy Policy

The Privacy Policy is part of these Terms and is incorporated herein by reference.


Copyright in the information and materials on the Website, the design, text, graphics, images, software and layout is owned or licensed by MA Financial. All rights are reserved.

You may imprint, copy, download or temporarily store extracts from the Website for your personal use or when you use our products and services. You may not use the Website to sell a product or to increase traffic to your website for commercial reasons.

Except as permitted by law, you must not reproduce, adapt, upload, download, link to, frame, modify, distribute, sell, publish or transmit in any form or by any process any of the material on the Website, except with our prior written consent.


The Website contains a number of trademarks, logos and symbols which are either owned by MA Financial or used with the permission of their owners. You may not use these trademarks, logos or symbols or the name of any member of MA Financial without MA Financial’s prior written consent.

Governing Law

These Terms are governed by and are to be construed according to the laws applicable in the State of New South Wales, Australia. You agree to the non-exclusive jurisdiction of those courts in respect of any proceedings in connection with these Terms or the Website. If any provision of these Terms is found to be invalid or unenforceable by a court of law, such invalidity and enforceability will not affect the remainder of the Terms which will continue in full force and effect.

Conflict with Additional Terms

Certain web pages or areas on the Website may contain additional terms, conditions, disclosures and disclaimers (“Additional Terms”). In the event of a conflict between these Terms and the Additional Terms, the Additional Terms will govern for those web pages or areas.

Last updated in December 2022.